A Man of Business

Honore de Balzac


A Man of Business Page 07

"The ebony chests inlaid with mother-of-pearl and gold wire, the Brussels carpets, a mediaeval bedstead worth three thousand francs, a Boule clock, candelabra in the four corners of the dining-room, silk curtains, on which Chinese patience had wrought pictures of birds, and hangings over the doors, worth more than the portress that opened them.

" 'And that is what you ought to have, my pretty lady.--And that is what I should like to offer you,' he would conclude. 'I am quite aware that you scarcely care a bit about me; but, at my age, we cannot expect too much. Judge how much I love you; I have lent you a thousand francs. I must confess that, in all my born days, I have not lent anybody that much----'

"He held out his penny as he spoke, with the important air of a man that gives a learned demonstration.

"That evening at the Varietes, Antonia spoke to the Count.

" 'A reading-room is very dull, all the same,' said she; 'I feel that I have no sort of taste for that kind of life, and I see no future in it. It is only fit for a widow that wishes to keep body and soul together, or for some hideously ugly thing that fancies she can catch a husband with a little finery.'

" 'It was your own choice,' returned the Count. Just at that moment, in came Nucingen, of whom Maxime, king of lions (the 'yellow kid gloves' were the lions of that day) had won three thousand francs the evening before. Nucingen had come to pay his gaming debt.

" 'Ein writ of attachment haf shoost peen served on me by der order of dot teufel Glabaron,' he said, seeing Maxime's astonishment.

" 'Oh, so that is how they are going to work, is it?' cried Maxime. 'They are not up to much, that pair--'

" 'It makes not,' said the banker, 'bay dem, for dey may apply demselfs to oders pesides, und do you harm. I dake dees bretty voman to vitness dot I haf baid you dees morning, long pefore dat writ vas serfed.' "

"Queen of the boards," smiled La Palferine, looking at Malaga, "thou art about to lose thy bet."

"Once, a long time ago, in a similar case," resumed Desroches, "a too honest debtor took fright at the idea of a solemn declaration in a court of law, and declined to pay Maxime after notice was given. That time we made it hot for the creditor by piling on writs of attachment, so as to absorb the whole amount in costs--"

"Oh, what is that?" cried Malaga; "it all sounds like gibberish to me. As you thought the sturgeon so excellent at dinner, let me take out the value of the sauce in lessons in chicanery."

"Very well," said Desroches. "Suppose that a man owes you money, and your creditors serve a writ of attachment upon him; there is nothing to prevent all your other creditors from doing the same thing. And now what does the court do when all the creditors make application for orders to pay? The court divides the whole sum attached, proportionately among them all. That division, made under the eye of a magistrate, is what we call a contribution. If you owe ten thousand francs, and your creditors issue writs of attachment on a debt due to you of a thousand francs, each one of them gets so much per cent, 'so much in the pound,' in legal phrase; so much (that means) in proportion to the amounts severally claimed by the creditors. But--the creditors cannot touch the money without a special order from the clerk of the court. Do you guess what all this work drawn up by a judge and prepared by attorneys must mean? It means a quantity of stamped paper full of diffuse lines and blanks, the figures almost lost in vast spaces of completely empty ruled columns. The first proceeding is to deduct the costs. Now, as the costs are precisely the same whether the amount attached is one thousand or one million francs, it is not difficult to eat up three thousand francs (for instance) in costs, especially if you can manage to raise counter applications."

"And an attorney always manages to do it," said Cardot. "How many a time one of you has come to me with, 'What is there to be got out of the case?' "

"It is particularly easy to manage it if the debtor eggs you on to run up costs till they eat up the amount. And, as a rule, the Count's creditors took nothing by that move, and were out of pocket in law and personal expenses. To get money out of so experienced a debtor as the Count, a creditor should really be in a position uncommonly difficult to reach; it is a question of being creditor and debtor both, for then you are legally entitled to work the confusion of rights, in law language--"

"To the confusion of the debtor?" asked Malaga, lending an attentive ear to this discourse.

"No, the confusion of rights of debtor and creditor, and pay yourself through your own hands. So Claparon's innocence in merely issuing writs of attachment eased the Count's mind. As he came back from the Varietes with Antonia, he was so much the more taken with the idea of selling the reading-room to pay off the last two thousand francs of the purchase-money, because he did not care to have his name made public as a partner in such a concern.

A Man of Business Page 08

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Honore de Balzac

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